LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,028
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,086
−HK$1,076/mo
Today · 4.125%
HK$36,162
baseline
▲ 0.50% · 4.625%
HK$38,362
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,324/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,856
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,871
−HK$1,030/mo
Today · 4.125%
HK$39,901
baseline
▲ 0.50% · 4.625%
HK$42,004
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,802/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,834
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,104
−HK$1,290/mo
Today · 4.125%
HK$43,394
baseline
▲ 0.50% · 4.625%
HK$46,035
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,788/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,427
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,645
−HK$1,236/mo
Today · 4.125%
HK$47,881
baseline
▲ 0.50% · 4.625%
HK$50,405
+HK$2,524/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,762/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,639
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,121
−HK$1,506/mo
Today · 4.125%
HK$50,627
baseline
▲ 0.50% · 4.625%
HK$53,707
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,254/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,998
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,419
−HK$1,442/mo
Today · 4.125%
HK$55,861
baseline
▲ 0.50% · 4.625%
HK$58,806
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,722/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,250
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,156
−HK$1,935/mo
Today · 4.125%
HK$65,091
baseline
▲ 0.50% · 4.625%
HK$69,052
+HK$3,961/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,182/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,140
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,968
−HK$1,854/mo
Today · 4.125%
HK$71,822
baseline
▲ 0.50% · 4.625%
HK$75,608
+HK$3,786/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,644/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,608 · Scale 2, in force from 26 Feb 2026)