LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,030
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,088
−HK$1,076/mo
Today · 4.125%
HK$36,164
baseline
▲ 0.50% · 4.625%
HK$38,364
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,328/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,858
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,873
−HK$1,030/mo
Today · 4.125%
HK$39,903
baseline
▲ 0.50% · 4.625%
HK$42,007
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,806/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,836
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,106
−HK$1,291/mo
Today · 4.125%
HK$43,397
baseline
▲ 0.50% · 4.625%
HK$46,037
+HK$2,640/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,794/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,430
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,648
−HK$1,236/mo
Today · 4.125%
HK$47,884
baseline
▲ 0.50% · 4.625%
HK$50,408
+HK$2,524/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,768/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,642
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,124
−HK$1,505/mo
Today · 4.125%
HK$50,629
baseline
▲ 0.50% · 4.625%
HK$53,710
+HK$3,081/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,258/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,001
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,442/mo
Today · 4.125%
HK$55,865
baseline
▲ 0.50% · 4.625%
HK$58,809
+HK$2,944/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,730/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,254
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,159
−HK$1,936/mo
Today · 4.125%
HK$65,095
baseline
▲ 0.50% · 4.625%
HK$69,056
+HK$3,961/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,190/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,144
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,972
−HK$1,854/mo
Today · 4.125%
HK$71,826
baseline
▲ 0.50% · 4.625%
HK$75,612
+HK$3,786/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,652/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,640 · Scale 2, in force from 26 Feb 2026)