LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,031
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,089
−HK$1,076/mo
Today · 4.125%
HK$36,165
baseline
▲ 0.50% · 4.625%
HK$38,365
+HK$2,200/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,330/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,859
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,874
−HK$1,030/mo
Today · 4.125%
HK$39,904
baseline
▲ 0.50% · 4.625%
HK$42,008
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,808/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,837
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,107
−HK$1,291/mo
Today · 4.125%
HK$43,398
baseline
▲ 0.50% · 4.625%
HK$46,039
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,796/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,431
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$46,649
−HK$1,236/mo
Today · 4.125%
HK$47,885
baseline
▲ 0.50% · 4.625%
HK$50,409
+HK$2,524/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,770/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,643
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,125
−HK$1,506/mo
Today · 4.125%
HK$50,631
baseline
▲ 0.50% · 4.625%
HK$53,712
+HK$3,081/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,262/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,003
−HK$2,863/mo
▼ 0.25% · 3.875%
HK$54,424
−HK$1,442/mo
Today · 4.125%
HK$55,866
baseline
▲ 0.50% · 4.625%
HK$58,811
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,732/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,256
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,161
−HK$1,936/mo
Today · 4.125%
HK$65,097
baseline
▲ 0.50% · 4.625%
HK$69,058
+HK$3,961/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,194/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,146
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,974
−HK$1,854/mo
Today · 4.125%
HK$71,828
baseline
▲ 0.50% · 4.625%
HK$75,614
+HK$3,786/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,656/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,656 · Scale 2, in force from 26 Feb 2026)