LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,031
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,090
−HK$1,075/mo
Today · 4.125%
HK$36,165
baseline
▲ 0.50% · 4.625%
HK$38,366
+HK$2,201/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,330/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,859
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,875
−HK$1,030/mo
Today · 4.125%
HK$39,905
baseline
▲ 0.50% · 4.625%
HK$42,008
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,810/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,838
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$42,108
−HK$1,290/mo
Today · 4.125%
HK$43,398
baseline
▲ 0.50% · 4.625%
HK$46,039
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$86,796/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,431
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,650
−HK$1,236/mo
Today · 4.125%
HK$47,886
baseline
▲ 0.50% · 4.625%
HK$50,410
+HK$2,524/mo
Deposit HK$5.97M · loan HK$8.95M · min. income ≈ HK$95,772/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,644
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,126
−HK$1,506/mo
Today · 4.125%
HK$50,632
baseline
▲ 0.50% · 4.625%
HK$53,712
+HK$3,080/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,264/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,003
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,425
−HK$1,442/mo
Today · 4.125%
HK$55,867
baseline
▲ 0.50% · 4.625%
HK$58,812
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,734/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,256
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,162
−HK$1,936/mo
Today · 4.125%
HK$65,098
baseline
▲ 0.50% · 4.625%
HK$69,059
+HK$3,961/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,196/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,147
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,975
−HK$1,854/mo
Today · 4.125%
HK$71,829
baseline
▲ 0.50% · 4.625%
HK$75,615
+HK$3,786/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,658/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,663 · Scale 2, in force from 26 Feb 2026)