LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,034
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,093
−HK$1,075/mo
Today · 4.125%
HK$36,168
baseline
▲ 0.50% · 4.625%
HK$38,369
+HK$2,201/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,336/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,862
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,878
−HK$1,030/mo
Today · 4.125%
HK$39,908
baseline
▲ 0.50% · 4.625%
HK$42,012
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,816/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,841
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,111
−HK$1,291/mo
Today · 4.125%
HK$43,402
baseline
▲ 0.50% · 4.625%
HK$46,043
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,804/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,435
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,653
−HK$1,237/mo
Today · 4.125%
HK$47,890
baseline
▲ 0.50% · 4.625%
HK$50,414
+HK$2,524/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,780/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,648
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$49,130
−HK$1,505/mo
Today · 4.125%
HK$50,635
baseline
▲ 0.50% · 4.625%
HK$53,716
+HK$3,081/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,270/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,007
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,429
−HK$1,442/mo
Today · 4.125%
HK$55,871
baseline
▲ 0.50% · 4.625%
HK$58,816
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,742/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,261
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,167
−HK$1,936/mo
Today · 4.125%
HK$65,103
baseline
▲ 0.50% · 4.625%
HK$69,064
+HK$3,961/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,206/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,152
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,980
−HK$1,854/mo
Today · 4.125%
HK$71,834
baseline
▲ 0.50% · 4.625%
HK$75,621
+HK$3,787/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,668/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,706 · Scale 2, in force from 26 Feb 2026)