LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,037
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,095
−HK$1,076/mo
Today · 4.125%
HK$36,171
baseline
▲ 0.50% · 4.625%
HK$38,372
+HK$2,201/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,342/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,865
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,881
−HK$1,030/mo
Today · 4.125%
HK$39,911
baseline
▲ 0.50% · 4.625%
HK$42,015
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,822/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,844
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,114
−HK$1,291/mo
Today · 4.125%
HK$43,405
baseline
▲ 0.50% · 4.625%
HK$46,046
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,810/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,438
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,657
−HK$1,236/mo
Today · 4.125%
HK$47,893
baseline
▲ 0.50% · 4.625%
HK$50,418
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,786/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,651
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,133
−HK$1,506/mo
Today · 4.125%
HK$50,639
baseline
▲ 0.50% · 4.625%
HK$53,721
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,278/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,012
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,433
−HK$1,443/mo
Today · 4.125%
HK$55,876
baseline
▲ 0.50% · 4.625%
HK$58,821
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,752/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,266
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,172
−HK$1,936/mo
Today · 4.125%
HK$65,108
baseline
▲ 0.50% · 4.625%
HK$69,069
+HK$3,961/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,216/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,158
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,986
−HK$1,854/mo
Today · 4.125%
HK$71,840
baseline
▲ 0.50% · 4.625%
HK$75,627
+HK$3,787/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,680/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,750 · Scale 2, in force from 26 Feb 2026)