LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,037
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,096
−HK$1,075/mo
Today · 4.125%
HK$36,171
baseline
▲ 0.50% · 4.625%
HK$38,372
+HK$2,201/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,342/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,866
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,881
−HK$1,031/mo
Today · 4.125%
HK$39,912
baseline
▲ 0.50% · 4.625%
HK$42,015
+HK$2,103/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,824/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,844
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,115
−HK$1,291/mo
Today · 4.125%
HK$43,406
baseline
▲ 0.50% · 4.625%
HK$46,047
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,812/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,439
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,658
−HK$1,236/mo
Today · 4.125%
HK$47,894
baseline
▲ 0.50% · 4.625%
HK$50,419
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,788/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,652
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,134
−HK$1,506/mo
Today · 4.125%
HK$50,640
baseline
▲ 0.50% · 4.625%
HK$53,721
+HK$3,081/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,280/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,012
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,434
−HK$1,442/mo
Today · 4.125%
HK$55,876
baseline
▲ 0.50% · 4.625%
HK$58,822
+HK$2,946/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,752/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,267
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,172
−HK$1,937/mo
Today · 4.125%
HK$65,109
baseline
▲ 0.50% · 4.625%
HK$69,070
+HK$3,961/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$130,218/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,159
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,987
−HK$1,854/mo
Today · 4.125%
HK$71,841
baseline
▲ 0.50% · 4.625%
HK$75,628
+HK$3,787/mo
Deposit HK$1.49M · loan HK$13.43M · min. income ≈ HK$143,682/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,758 · Scale 2, in force from 26 Feb 2026)