LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,039
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,098
−HK$1,076/mo
Today · 4.125%
HK$36,174
baseline
▲ 0.50% · 4.625%
HK$38,375
+HK$2,201/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,348/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,868
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,884
−HK$1,030/mo
Today · 4.125%
HK$39,914
baseline
▲ 0.50% · 4.625%
HK$42,018
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,828/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,847
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,118
−HK$1,291/mo
Today · 4.125%
HK$43,409
baseline
▲ 0.50% · 4.625%
HK$46,050
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,818/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,442
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,661
−HK$1,236/mo
Today · 4.125%
HK$47,897
baseline
▲ 0.50% · 4.625%
HK$50,422
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,794/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,655
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,137
−HK$1,506/mo
Today · 4.125%
HK$50,643
baseline
▲ 0.50% · 4.625%
HK$53,725
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,286/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,016
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,438
−HK$1,442/mo
Today · 4.125%
HK$55,880
baseline
▲ 0.50% · 4.625%
HK$58,826
+HK$2,946/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,760/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,271
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,177
−HK$1,936/mo
Today · 4.125%
HK$65,113
baseline
▲ 0.50% · 4.625%
HK$69,075
+HK$3,962/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,226/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,163
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,991
−HK$1,855/mo
Today · 4.125%
HK$71,846
baseline
▲ 0.50% · 4.625%
HK$75,633
+HK$3,787/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,692/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,794 · Scale 2, in force from 26 Feb 2026)