LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,042
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,100
−HK$1,076/mo
Today · 4.125%
HK$36,176
baseline
▲ 0.50% · 4.625%
HK$38,378
+HK$2,202/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,352/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,030/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,021
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,850
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,121
−HK$1,291/mo
Today · 4.125%
HK$43,412
baseline
▲ 0.50% · 4.625%
HK$46,053
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,824/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,445
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,664
−HK$1,236/mo
Today · 4.125%
HK$47,900
baseline
▲ 0.50% · 4.625%
HK$50,425
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,800/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,658
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,141
−HK$1,506/mo
Today · 4.125%
HK$50,647
baseline
▲ 0.50% · 4.625%
HK$53,729
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,294/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,019
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,441
−HK$1,443/mo
Today · 4.125%
HK$55,884
baseline
▲ 0.50% · 4.625%
HK$58,829
+HK$2,945/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,768/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,275
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,181
−HK$1,936/mo
Today · 4.125%
HK$65,117
baseline
▲ 0.50% · 4.625%
HK$69,080
+HK$3,963/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,234/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,168
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,996
−HK$1,855/mo
Today · 4.125%
HK$71,851
baseline
▲ 0.50% · 4.625%
HK$75,638
+HK$3,787/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,702/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,832 · Scale 2, in force from 26 Feb 2026)