LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,043
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,102
−HK$1,076/mo
Today · 4.125%
HK$36,178
baseline
▲ 0.50% · 4.625%
HK$38,379
+HK$2,201/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,356/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,872
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,888
−HK$1,031/mo
Today · 4.125%
HK$39,919
baseline
▲ 0.50% · 4.625%
HK$42,023
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,838/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,851
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,122
−HK$1,291/mo
Today · 4.125%
HK$43,413
baseline
▲ 0.50% · 4.625%
HK$46,055
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,826/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,447
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,666
−HK$1,236/mo
Today · 4.125%
HK$47,902
baseline
▲ 0.50% · 4.625%
HK$50,427
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,804/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,660
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,143
−HK$1,506/mo
Today · 4.125%
HK$50,649
baseline
▲ 0.50% · 4.625%
HK$53,731
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,298/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,021
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,443
−HK$1,443/mo
Today · 4.125%
HK$55,886
baseline
▲ 0.50% · 4.625%
HK$58,832
+HK$2,946/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,772/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,277
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,183
−HK$1,937/mo
Today · 4.125%
HK$65,120
baseline
▲ 0.50% · 4.625%
HK$69,082
+HK$3,962/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,240/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,170
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,999
−HK$1,854/mo
Today · 4.125%
HK$71,853
baseline
▲ 0.50% · 4.625%
HK$75,641
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,706/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,853 · Scale 2, in force from 26 Feb 2026)