LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,044
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,103
−HK$1,076/mo
Today · 4.125%
HK$36,179
baseline
▲ 0.50% · 4.625%
HK$38,380
+HK$2,201/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$72,358/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,873
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,889
−HK$1,031/mo
Today · 4.125%
HK$39,920
baseline
▲ 0.50% · 4.625%
HK$42,024
+HK$2,104/mo
Deposit HK$7.46M · loan HK$7.46M · min. income ≈ HK$79,840/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,853
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$42,123
−HK$1,291/mo
Today · 4.125%
HK$43,414
baseline
▲ 0.50% · 4.625%
HK$46,056
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,828/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,448
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,667
−HK$1,237/mo
Today · 4.125%
HK$47,904
baseline
▲ 0.50% · 4.625%
HK$50,429
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,808/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,661
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,144
−HK$1,506/mo
Today · 4.125%
HK$50,650
baseline
▲ 0.50% · 4.625%
HK$53,732
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,300/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,023
−HK$2,864/mo
▼ 0.25% · 3.875%
HK$54,445
−HK$1,442/mo
Today · 4.125%
HK$55,887
baseline
▲ 0.50% · 4.625%
HK$58,833
+HK$2,946/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,774/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,279
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,185
−HK$1,937/mo
Today · 4.125%
HK$65,122
baseline
▲ 0.50% · 4.625%
HK$69,084
+HK$3,962/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,244/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,172
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,001
−HK$1,854/mo
Today · 4.125%
HK$71,855
baseline
▲ 0.50% · 4.625%
HK$75,643
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,710/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,869 · Scale 2, in force from 26 Feb 2026)