LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,045
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,104
−HK$1,076/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,381
+HK$2,201/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,874
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,890
−HK$1,031/mo
Today · 4.125%
HK$39,921
baseline
▲ 0.50% · 4.625%
HK$42,025
+HK$2,104/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,842/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,854
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,124
−HK$1,292/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$46,057
+HK$2,641/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,449
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,668
−HK$1,237/mo
Today · 4.125%
HK$47,905
baseline
▲ 0.50% · 4.625%
HK$50,430
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,810/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,663
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$49,145
−HK$1,506/mo
Today · 4.125%
HK$50,651
baseline
▲ 0.50% · 4.625%
HK$53,733
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,302/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,024
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,446
−HK$1,443/mo
Today · 4.125%
HK$55,889
baseline
▲ 0.50% · 4.625%
HK$58,835
+HK$2,946/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,778/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,280
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,187
−HK$1,936/mo
Today · 4.125%
HK$65,123
baseline
▲ 0.50% · 4.625%
HK$69,086
+HK$3,963/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,246/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,174
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,002
−HK$1,855/mo
Today · 4.125%
HK$71,857
baseline
▲ 0.50% · 4.625%
HK$75,645
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,714/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,883 · Scale 2, in force from 26 Feb 2026)