LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,045
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,104
−HK$1,076/mo
Today · 4.125%
HK$36,180
baseline
▲ 0.50% · 4.625%
HK$38,382
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,360/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,875
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,891
−HK$1,030/mo
Today · 4.125%
HK$39,921
baseline
▲ 0.50% · 4.625%
HK$42,026
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,842/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,854
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,125
−HK$1,291/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$46,058
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,450
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,669
−HK$1,237/mo
Today · 4.125%
HK$47,906
baseline
▲ 0.50% · 4.625%
HK$50,431
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,812/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,663
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,146
−HK$1,506/mo
Today · 4.125%
HK$50,652
baseline
▲ 0.50% · 4.625%
HK$53,734
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,304/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,025
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,447
−HK$1,443/mo
Today · 4.125%
HK$55,890
baseline
▲ 0.50% · 4.625%
HK$58,836
+HK$2,946/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,780/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,282
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,188
−HK$1,937/mo
Today · 4.125%
HK$65,125
baseline
▲ 0.50% · 4.625%
HK$69,087
+HK$3,962/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,250/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,175
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,004
−HK$1,854/mo
Today · 4.125%
HK$71,858
baseline
▲ 0.50% · 4.625%
HK$75,646
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,716/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,894 · Scale 2, in force from 26 Feb 2026)