LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,047
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,106
−HK$1,076/mo
Today · 4.125%
HK$36,182
baseline
▲ 0.50% · 4.625%
HK$38,383
+HK$2,201/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,364/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,877
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,892
−HK$1,031/mo
Today · 4.125%
HK$39,923
baseline
▲ 0.50% · 4.625%
HK$42,027
+HK$2,104/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,846/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,856
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,127
−HK$1,291/mo
Today · 4.125%
HK$43,418
baseline
▲ 0.50% · 4.625%
HK$46,060
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,836/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,452
−HK$2,455/mo
▼ 0.25% · 3.875%
HK$46,671
−HK$1,236/mo
Today · 4.125%
HK$47,907
baseline
▲ 0.50% · 4.625%
HK$50,433
+HK$2,526/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,814/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,665
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,148
−HK$1,506/mo
Today · 4.125%
HK$50,654
baseline
▲ 0.50% · 4.625%
HK$53,736
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,308/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,027
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,449
−HK$1,443/mo
Today · 4.125%
HK$55,892
baseline
▲ 0.50% · 4.625%
HK$58,838
+HK$2,946/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,784/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,284
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,190
−HK$1,937/mo
Today · 4.125%
HK$65,127
baseline
▲ 0.50% · 4.625%
HK$69,090
+HK$3,963/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,254/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,178
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,006
−HK$1,855/mo
Today · 4.125%
HK$71,861
baseline
▲ 0.50% · 4.625%
HK$75,649
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,722/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,915 · Scale 2, in force from 26 Feb 2026)