LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,050
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,109
−HK$1,077/mo
Today · 4.125%
HK$36,186
baseline
▲ 0.50% · 4.625%
HK$38,387
+HK$2,201/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,372/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,881
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,897
−HK$1,030/mo
Today · 4.125%
HK$39,927
baseline
▲ 0.50% · 4.625%
HK$42,032
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,854/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,860
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,131
−HK$1,292/mo
Today · 4.125%
HK$43,423
baseline
▲ 0.50% · 4.625%
HK$46,065
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,846/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,457
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,676
−HK$1,237/mo
Today · 4.125%
HK$47,913
baseline
▲ 0.50% · 4.625%
HK$50,438
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,826/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,670
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,153
−HK$1,507/mo
Today · 4.125%
HK$50,660
baseline
▲ 0.50% · 4.625%
HK$53,742
+HK$3,082/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,320/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,033
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,455
−HK$1,443/mo
Today · 4.125%
HK$55,898
baseline
▲ 0.50% · 4.625%
HK$58,845
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,796/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,291
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,197
−HK$1,937/mo
Today · 4.125%
HK$65,134
baseline
▲ 0.50% · 4.625%
HK$69,097
+HK$3,963/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,268/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,185
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,014
−HK$1,855/mo
Today · 4.125%
HK$71,869
baseline
▲ 0.50% · 4.625%
HK$75,657
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,738/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,975 · Scale 2, in force from 26 Feb 2026)