LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,051
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,110
−HK$1,076/mo
Today · 4.125%
HK$36,186
baseline
▲ 0.50% · 4.625%
HK$38,388
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,372/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,882
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,898
−HK$1,030/mo
Today · 4.125%
HK$39,928
baseline
▲ 0.50% · 4.625%
HK$42,033
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,856/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,861
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,132
−HK$1,292/mo
Today · 4.125%
HK$43,424
baseline
▲ 0.50% · 4.625%
HK$46,066
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,848/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,458
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,677
−HK$1,237/mo
Today · 4.125%
HK$47,914
baseline
▲ 0.50% · 4.625%
HK$50,439
+HK$2,525/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,828/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,672
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,154
−HK$1,507/mo
Today · 4.125%
HK$50,661
baseline
▲ 0.50% · 4.625%
HK$53,744
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,322/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,034
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,457
−HK$1,442/mo
Today · 4.125%
HK$55,899
baseline
▲ 0.50% · 4.625%
HK$58,846
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,798/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,292
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,199
−HK$1,937/mo
Today · 4.125%
HK$65,136
baseline
▲ 0.50% · 4.625%
HK$69,099
+HK$3,963/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,272/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,187
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,016
−HK$1,855/mo
Today · 4.125%
HK$71,871
baseline
▲ 0.50% · 4.625%
HK$75,659
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,742/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$559,989 · Scale 2, in force from 26 Feb 2026)