LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,052
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,111
−HK$1,076/mo
Today · 4.125%
HK$36,187
baseline
▲ 0.50% · 4.625%
HK$38,389
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,374/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,883
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,899
−HK$1,030/mo
Today · 4.125%
HK$39,929
baseline
▲ 0.50% · 4.625%
HK$42,034
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,858/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,863
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$42,134
−HK$1,291/mo
Today · 4.125%
HK$43,425
baseline
▲ 0.50% · 4.625%
HK$46,067
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,850/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,459
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,678
−HK$1,237/mo
Today · 4.125%
HK$47,915
baseline
▲ 0.50% · 4.625%
HK$50,441
+HK$2,526/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,830/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,673
−HK$2,989/mo
▼ 0.25% · 3.875%
HK$49,156
−HK$1,506/mo
Today · 4.125%
HK$50,662
baseline
▲ 0.50% · 4.625%
HK$53,745
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,324/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,036
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,458
−HK$1,443/mo
Today · 4.125%
HK$55,901
baseline
▲ 0.50% · 4.625%
HK$58,848
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,802/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,294
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,200
−HK$1,937/mo
Today · 4.125%
HK$65,137
baseline
▲ 0.50% · 4.625%
HK$69,101
+HK$3,964/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,274/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,189
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,018
−HK$1,855/mo
Today · 4.125%
HK$71,873
baseline
▲ 0.50% · 4.625%
HK$75,661
+HK$3,788/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,746/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,005 · Scale 2, in force from 26 Feb 2026)