LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,056
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,116
−HK$1,076/mo
Today · 4.125%
HK$36,192
baseline
▲ 0.50% · 4.625%
HK$38,394
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,384/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,888
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,904
−HK$1,030/mo
Today · 4.125%
HK$39,934
baseline
▲ 0.50% · 4.625%
HK$42,039
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,868/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,868
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,139
−HK$1,292/mo
Today · 4.125%
HK$43,431
baseline
▲ 0.50% · 4.625%
HK$46,073
+HK$2,642/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,862/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,465
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,684
−HK$1,237/mo
Today · 4.125%
HK$47,921
baseline
▲ 0.50% · 4.625%
HK$50,447
+HK$2,526/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,842/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,679
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,162
−HK$1,507/mo
Today · 4.125%
HK$50,669
baseline
▲ 0.50% · 4.625%
HK$53,752
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$101,338/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,043
−HK$2,865/mo
▼ 0.25% · 3.875%
HK$54,465
−HK$1,443/mo
Today · 4.125%
HK$55,908
baseline
▲ 0.50% · 4.625%
HK$58,855
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.45M · min. income ≈ HK$111,816/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,302
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,209
−HK$1,937/mo
Today · 4.125%
HK$65,146
baseline
▲ 0.50% · 4.625%
HK$69,110
+HK$3,964/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,292/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,198
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,027
−HK$1,855/mo
Today · 4.125%
HK$71,882
baseline
▲ 0.50% · 4.625%
HK$75,671
+HK$3,789/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,764/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,077 · Scale 2, in force from 26 Feb 2026)