LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,058
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,118
−HK$1,076/mo
Today · 4.125%
HK$36,194
baseline
▲ 0.50% · 4.625%
HK$38,396
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,388/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,890
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,906
−HK$1,031/mo
Today · 4.125%
HK$39,937
baseline
▲ 0.50% · 4.625%
HK$42,042
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,874/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,870
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,141
−HK$1,292/mo
Today · 4.125%
HK$43,433
baseline
▲ 0.50% · 4.625%
HK$46,076
+HK$2,643/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,866/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,468
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,687
−HK$1,237/mo
Today · 4.125%
HK$47,924
baseline
▲ 0.50% · 4.625%
HK$50,450
+HK$2,526/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,848/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,682
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,165
−HK$1,507/mo
Today · 4.125%
HK$50,672
baseline
▲ 0.50% · 4.625%
HK$53,755
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,344/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,045
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,468
−HK$1,443/mo
Today · 4.125%
HK$55,911
baseline
▲ 0.50% · 4.625%
HK$58,859
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,822/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,305
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,212
−HK$1,937/mo
Today · 4.125%
HK$65,149
baseline
▲ 0.50% · 4.625%
HK$69,114
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,298/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,201
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,030
−HK$1,856/mo
Today · 4.125%
HK$71,886
baseline
▲ 0.50% · 4.625%
HK$75,675
+HK$3,789/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,772/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,108 · Scale 2, in force from 26 Feb 2026)