LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,060
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,119
−HK$1,077/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,398
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,891
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,907
−HK$1,031/mo
Today · 4.125%
HK$39,938
baseline
▲ 0.50% · 4.625%
HK$42,043
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,876/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,872
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,143
−HK$1,292/mo
Today · 4.125%
HK$43,435
baseline
▲ 0.50% · 4.625%
HK$46,078
+HK$2,643/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,870/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,469
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,689
−HK$1,237/mo
Today · 4.125%
HK$47,926
baseline
▲ 0.50% · 4.625%
HK$50,452
+HK$2,526/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,852/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,684
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,167
−HK$1,507/mo
Today · 4.125%
HK$50,674
baseline
▲ 0.50% · 4.625%
HK$53,757
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,348/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,048
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,470
−HK$1,444/mo
Today · 4.125%
HK$55,914
baseline
▲ 0.50% · 4.625%
HK$58,861
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,828/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,307
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,214
−HK$1,938/mo
Today · 4.125%
HK$65,152
baseline
▲ 0.50% · 4.625%
HK$69,116
+HK$3,964/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,304/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,204
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,033
−HK$1,856/mo
Today · 4.125%
HK$71,889
baseline
▲ 0.50% · 4.625%
HK$75,678
+HK$3,789/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,778/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,130 · Scale 2, in force from 26 Feb 2026)