LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,060
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,120
−HK$1,076/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,399
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,892
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,908
−HK$1,031/mo
Today · 4.125%
HK$39,939
baseline
▲ 0.50% · 4.625%
HK$42,044
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,878/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,872
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,144
−HK$1,291/mo
Today · 4.125%
HK$43,435
baseline
▲ 0.50% · 4.625%
HK$46,078
+HK$2,643/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,870/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,470
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,690
−HK$1,237/mo
Today · 4.125%
HK$47,927
baseline
▲ 0.50% · 4.625%
HK$50,453
+HK$2,526/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,854/mo (50% DSR)
Upfront cash ≈ HK$6.53M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,684
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,168
−HK$1,507/mo
Today · 4.125%
HK$50,675
baseline
▲ 0.50% · 4.625%
HK$53,758
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,350/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,048
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,471
−HK$1,444/mo
Today · 4.125%
HK$55,915
baseline
▲ 0.50% · 4.625%
HK$58,862
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,830/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,309
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,216
−HK$1,937/mo
Today · 4.125%
HK$65,153
baseline
▲ 0.50% · 4.625%
HK$69,118
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,306/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,205
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,034
−HK$1,856/mo
Today · 4.125%
HK$71,890
baseline
▲ 0.50% · 4.625%
HK$75,680
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,780/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,140 · Scale 2, in force from 26 Feb 2026)