LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,061
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,120
−HK$1,077/mo
Today · 4.125%
HK$36,197
baseline
▲ 0.50% · 4.625%
HK$38,399
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,394/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,892
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,909
−HK$1,031/mo
Today · 4.125%
HK$39,940
baseline
▲ 0.50% · 4.625%
HK$42,045
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,880/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,873
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,144
−HK$1,292/mo
Today · 4.125%
HK$43,436
baseline
▲ 0.50% · 4.625%
HK$46,079
+HK$2,643/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,471
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,690
−HK$1,238/mo
Today · 4.125%
HK$47,928
baseline
▲ 0.50% · 4.625%
HK$50,454
+HK$2,526/mo
Deposit HK$5.97M · loan HK$8.96M · min. income ≈ HK$95,856/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,685
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,169
−HK$1,507/mo
Today · 4.125%
HK$50,676
baseline
▲ 0.50% · 4.625%
HK$53,759
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,352/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,049
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,472
−HK$1,443/mo
Today · 4.125%
HK$55,915
baseline
▲ 0.50% · 4.625%
HK$58,863
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,830/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,310
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,217
−HK$1,937/mo
Today · 4.125%
HK$65,154
baseline
▲ 0.50% · 4.625%
HK$69,119
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,308/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,206
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,036
−HK$1,855/mo
Today · 4.125%
HK$71,891
baseline
▲ 0.50% · 4.625%
HK$75,681
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,782/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,149 · Scale 2, in force from 26 Feb 2026)