LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,062
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,121
−HK$1,077/mo
Today · 4.125%
HK$36,198
baseline
▲ 0.50% · 4.625%
HK$38,400
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,396/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,893
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,910
−HK$1,031/mo
Today · 4.125%
HK$39,941
baseline
▲ 0.50% · 4.625%
HK$42,046
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,882/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,874
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,146
−HK$1,291/mo
Today · 4.125%
HK$43,437
baseline
▲ 0.50% · 4.625%
HK$46,080
+HK$2,643/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,874/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,472
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,692
−HK$1,237/mo
Today · 4.125%
HK$47,929
baseline
▲ 0.50% · 4.625%
HK$50,455
+HK$2,526/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,858/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,686
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,170
−HK$1,507/mo
Today · 4.125%
HK$50,677
baseline
▲ 0.50% · 4.625%
HK$53,760
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,354/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,051
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,474
−HK$1,443/mo
Today · 4.125%
HK$55,917
baseline
▲ 0.50% · 4.625%
HK$58,864
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,834/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,311
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,218
−HK$1,938/mo
Today · 4.125%
HK$65,156
baseline
▲ 0.50% · 4.625%
HK$69,121
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,312/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,208
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,037
−HK$1,856/mo
Today · 4.125%
HK$71,893
baseline
▲ 0.50% · 4.625%
HK$75,683
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,786/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,164 · Scale 2, in force from 26 Feb 2026)