LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,063
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,123
−HK$1,076/mo
Today · 4.125%
HK$36,199
baseline
▲ 0.50% · 4.625%
HK$38,402
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,398/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,895
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,911
−HK$1,031/mo
Today · 4.125%
HK$39,942
baseline
▲ 0.50% · 4.625%
HK$42,048
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,884/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,876
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,147
−HK$1,292/mo
Today · 4.125%
HK$43,439
baseline
▲ 0.50% · 4.625%
HK$46,082
+HK$2,643/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,878/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,474
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,693
−HK$1,238/mo
Today · 4.125%
HK$47,931
baseline
▲ 0.50% · 4.625%
HK$50,457
+HK$2,526/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,862/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,688
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,172
−HK$1,507/mo
Today · 4.125%
HK$50,679
baseline
▲ 0.50% · 4.625%
HK$53,762
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,358/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,053
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,476
−HK$1,443/mo
Today · 4.125%
HK$55,919
baseline
▲ 0.50% · 4.625%
HK$58,867
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,838/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,314
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,221
−HK$1,937/mo
Today · 4.125%
HK$65,158
baseline
▲ 0.50% · 4.625%
HK$69,123
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,316/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,211
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,040
−HK$1,856/mo
Today · 4.125%
HK$71,896
baseline
▲ 0.50% · 4.625%
HK$75,686
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,792/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,185 · Scale 2, in force from 26 Feb 2026)