LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,064
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,123
−HK$1,077/mo
Today · 4.125%
HK$36,200
baseline
▲ 0.50% · 4.625%
HK$38,402
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,400/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,895
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,912
−HK$1,031/mo
Today · 4.125%
HK$39,943
baseline
▲ 0.50% · 4.625%
HK$42,048
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,886/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,876
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,148
−HK$1,292/mo
Today · 4.125%
HK$43,440
baseline
▲ 0.50% · 4.625%
HK$46,083
+HK$2,643/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,880/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,475
−HK$2,456/mo
▼ 0.25% · 3.875%
HK$46,694
−HK$1,237/mo
Today · 4.125%
HK$47,931
baseline
▲ 0.50% · 4.625%
HK$50,458
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,862/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,689
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,173
−HK$1,507/mo
Today · 4.125%
HK$50,680
baseline
▲ 0.50% · 4.625%
HK$53,763
+HK$3,083/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,360/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,054
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,477
−HK$1,443/mo
Today · 4.125%
HK$55,920
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,840/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,315
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,222
−HK$1,938/mo
Today · 4.125%
HK$65,160
baseline
▲ 0.50% · 4.625%
HK$69,124
+HK$3,964/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,320/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,212
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,041
−HK$1,856/mo
Today · 4.125%
HK$71,897
baseline
▲ 0.50% · 4.625%
HK$75,687
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,794/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,195 · Scale 2, in force from 26 Feb 2026)