LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,064
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,124
−HK$1,076/mo
Today · 4.125%
HK$36,200
baseline
▲ 0.50% · 4.625%
HK$38,403
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,400/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,896
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,912
−HK$1,031/mo
Today · 4.125%
HK$39,943
baseline
▲ 0.50% · 4.625%
HK$42,049
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,886/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,877
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,148
−HK$1,292/mo
Today · 4.125%
HK$43,440
baseline
▲ 0.50% · 4.625%
HK$46,084
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,880/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,475
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,695
−HK$1,237/mo
Today · 4.125%
HK$47,932
baseline
▲ 0.50% · 4.625%
HK$50,459
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,864/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,690
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,173
−HK$1,507/mo
Today · 4.125%
HK$50,680
baseline
▲ 0.50% · 4.625%
HK$53,764
+HK$3,084/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,360/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,054
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,477
−HK$1,444/mo
Today · 4.125%
HK$55,921
baseline
▲ 0.50% · 4.625%
HK$58,868
+HK$2,947/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,842/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,315
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,223
−HK$1,937/mo
Today · 4.125%
HK$65,160
baseline
▲ 0.50% · 4.625%
HK$69,125
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$130,320/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,213
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,042
−HK$1,856/mo
Today · 4.125%
HK$71,898
baseline
▲ 0.50% · 4.625%
HK$75,688
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.44M · min. income ≈ HK$143,796/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,203 · Scale 2, in force from 26 Feb 2026)