LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,066
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,126
−HK$1,077/mo
Today · 4.125%
HK$36,203
baseline
▲ 0.50% · 4.625%
HK$38,405
+HK$2,202/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,406/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,898
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,915
−HK$1,031/mo
Today · 4.125%
HK$39,946
baseline
▲ 0.50% · 4.625%
HK$42,052
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,892/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,880
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,151
−HK$1,292/mo
Today · 4.125%
HK$43,443
baseline
▲ 0.50% · 4.625%
HK$46,086
+HK$2,643/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,886/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,478
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,698
−HK$1,237/mo
Today · 4.125%
HK$47,935
baseline
▲ 0.50% · 4.625%
HK$50,462
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,870/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,693
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,176
−HK$1,508/mo
Today · 4.125%
HK$50,684
baseline
▲ 0.50% · 4.625%
HK$53,768
+HK$3,084/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,368/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,058
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,481
−HK$1,443/mo
Today · 4.125%
HK$55,924
baseline
▲ 0.50% · 4.625%
HK$58,872
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,848/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,319
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,227
−HK$1,938/mo
Today · 4.125%
HK$65,165
baseline
▲ 0.50% · 4.625%
HK$69,130
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,330/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,217
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,047
−HK$1,856/mo
Today · 4.125%
HK$71,903
baseline
▲ 0.50% · 4.625%
HK$75,693
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,806/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,238 · Scale 2, in force from 26 Feb 2026)