LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,067
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$1,076/mo
Today · 4.125%
HK$36,203
baseline
▲ 0.50% · 4.625%
HK$38,406
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,406/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,899
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,916
−HK$1,031/mo
Today · 4.125%
HK$39,947
baseline
▲ 0.50% · 4.625%
HK$42,053
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,894/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,881
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$42,152
−HK$1,292/mo
Today · 4.125%
HK$43,444
baseline
▲ 0.50% · 4.625%
HK$46,088
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,888/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,479
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,699
−HK$1,237/mo
Today · 4.125%
HK$47,936
baseline
▲ 0.50% · 4.625%
HK$50,463
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,872/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,694
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,178
−HK$1,507/mo
Today · 4.125%
HK$50,685
baseline
▲ 0.50% · 4.625%
HK$53,769
+HK$3,084/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,370/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,059
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,482
−HK$1,444/mo
Today · 4.125%
HK$55,926
baseline
▲ 0.50% · 4.625%
HK$58,874
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,852/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,321
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,228
−HK$1,938/mo
Today · 4.125%
HK$65,166
baseline
▲ 0.50% · 4.625%
HK$69,131
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,332/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,219
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,048
−HK$1,857/mo
Today · 4.125%
HK$71,905
baseline
▲ 0.50% · 4.625%
HK$75,695
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,810/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,253 · Scale 2, in force from 26 Feb 2026)