LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,068
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$1,077/mo
Today · 4.125%
HK$36,204
baseline
▲ 0.50% · 4.625%
HK$38,407
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,408/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,900
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,916
−HK$1,031/mo
Today · 4.125%
HK$39,947
baseline
▲ 0.50% · 4.625%
HK$42,053
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,894/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,881
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,153
−HK$1,292/mo
Today · 4.125%
HK$43,445
baseline
▲ 0.50% · 4.625%
HK$46,088
+HK$2,643/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,890/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,480
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,700
−HK$1,237/mo
Today · 4.125%
HK$47,937
baseline
▲ 0.50% · 4.625%
HK$50,464
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,874/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,695
−HK$2,990/mo
▼ 0.25% · 3.875%
HK$49,178
−HK$1,507/mo
Today · 4.125%
HK$50,685
baseline
▲ 0.50% · 4.625%
HK$53,770
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,370/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,060
−HK$2,866/mo
▼ 0.25% · 3.875%
HK$54,483
−HK$1,443/mo
Today · 4.125%
HK$55,926
baseline
▲ 0.50% · 4.625%
HK$58,874
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,852/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,322
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,229
−HK$1,938/mo
Today · 4.125%
HK$65,167
baseline
▲ 0.50% · 4.625%
HK$69,132
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,334/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,220
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,049
−HK$1,856/mo
Today · 4.125%
HK$71,905
baseline
▲ 0.50% · 4.625%
HK$75,696
+HK$3,791/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,810/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,260 · Scale 2, in force from 26 Feb 2026)