LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,070
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,130
−HK$1,077/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,410
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,903
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,919
−HK$1,032/mo
Today · 4.125%
HK$39,951
baseline
▲ 0.50% · 4.625%
HK$42,056
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,902/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,884
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,156
−HK$1,292/mo
Today · 4.125%
HK$43,448
baseline
▲ 0.50% · 4.625%
HK$46,092
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$86,896/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,483
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,703
−HK$1,238/mo
Today · 4.125%
HK$47,941
baseline
▲ 0.50% · 4.625%
HK$50,468
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.96M · min. income ≈ HK$95,882/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,698
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,182
−HK$1,507/mo
Today · 4.125%
HK$50,689
baseline
▲ 0.50% · 4.625%
HK$53,774
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,378/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,064
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,487
−HK$1,444/mo
Today · 4.125%
HK$55,931
baseline
▲ 0.50% · 4.625%
HK$58,879
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,862/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,326
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,234
−HK$1,938/mo
Today · 4.125%
HK$65,172
baseline
▲ 0.50% · 4.625%
HK$69,138
+HK$3,966/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,344/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,225
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,055
−HK$1,856/mo
Today · 4.125%
HK$71,911
baseline
▲ 0.50% · 4.625%
HK$75,702
+HK$3,791/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,822/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,303 · Scale 2, in force from 26 Feb 2026)