LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,071
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,131
−HK$1,077/mo
Today · 4.125%
HK$36,208
baseline
▲ 0.50% · 4.625%
HK$38,411
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,416/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,904
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,920
−HK$1,032/mo
Today · 4.125%
HK$39,952
baseline
▲ 0.50% · 4.625%
HK$42,057
+HK$2,105/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,904/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,885
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,157
−HK$1,292/mo
Today · 4.125%
HK$43,449
baseline
▲ 0.50% · 4.625%
HK$46,093
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,898/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,485
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,704
−HK$1,238/mo
Today · 4.125%
HK$47,942
baseline
▲ 0.50% · 4.625%
HK$50,469
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,884/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,700
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,183
−HK$1,508/mo
Today · 4.125%
HK$50,691
baseline
▲ 0.50% · 4.625%
HK$53,775
+HK$3,084/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,382/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,065
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,488
−HK$1,444/mo
Today · 4.125%
HK$55,932
baseline
▲ 0.50% · 4.625%
HK$58,880
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,864/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,328
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,236
−HK$1,938/mo
Today · 4.125%
HK$65,174
baseline
▲ 0.50% · 4.625%
HK$69,139
+HK$3,965/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,348/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,227
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,057
−HK$1,856/mo
Today · 4.125%
HK$71,913
baseline
▲ 0.50% · 4.625%
HK$75,703
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,826/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,317 · Scale 2, in force from 26 Feb 2026)