LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,073
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$1,077/mo
Today · 4.125%
HK$36,210
baseline
▲ 0.50% · 4.625%
HK$38,413
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,420/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,906
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,922
−HK$1,032/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,060
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,887
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,159
−HK$1,292/mo
Today · 4.125%
HK$43,451
baseline
▲ 0.50% · 4.625%
HK$46,095
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,902/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,487
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,707
−HK$1,237/mo
Today · 4.125%
HK$47,944
baseline
▲ 0.50% · 4.625%
HK$50,472
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,888/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,702
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,186
−HK$1,507/mo
Today · 4.125%
HK$50,693
baseline
▲ 0.50% · 4.625%
HK$53,778
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,386/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,068
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,491
−HK$1,444/mo
Today · 4.125%
HK$55,935
baseline
▲ 0.50% · 4.625%
HK$58,883
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,870/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,331
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,239
−HK$1,938/mo
Today · 4.125%
HK$65,177
baseline
▲ 0.50% · 4.625%
HK$69,143
+HK$3,966/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,354/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,230
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,060
−HK$1,857/mo
Today · 4.125%
HK$71,917
baseline
▲ 0.50% · 4.625%
HK$75,707
+HK$3,790/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,834/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,346 · Scale 2, in force from 26 Feb 2026)