LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,073
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,133
−HK$1,077/mo
Today · 4.125%
HK$36,210
baseline
▲ 0.50% · 4.625%
HK$38,413
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,420/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,906
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,923
−HK$1,031/mo
Today · 4.125%
HK$39,954
baseline
▲ 0.50% · 4.625%
HK$42,060
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,908/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,888
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,160
−HK$1,292/mo
Today · 4.125%
HK$43,452
baseline
▲ 0.50% · 4.625%
HK$46,096
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,904/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,487
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,707
−HK$1,238/mo
Today · 4.125%
HK$47,945
baseline
▲ 0.50% · 4.625%
HK$50,472
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,890/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,702
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,186
−HK$1,508/mo
Today · 4.125%
HK$50,694
baseline
▲ 0.50% · 4.625%
HK$53,778
+HK$3,084/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,388/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,068
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,492
−HK$1,444/mo
Today · 4.125%
HK$55,936
baseline
▲ 0.50% · 4.625%
HK$58,884
+HK$2,948/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,872/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,332
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,239
−HK$1,939/mo
Today · 4.125%
HK$65,178
baseline
▲ 0.50% · 4.625%
HK$69,144
+HK$3,966/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,356/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,231
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,061
−HK$1,856/mo
Today · 4.125%
HK$71,917
baseline
▲ 0.50% · 4.625%
HK$75,708
+HK$3,791/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,834/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,351 · Scale 2, in force from 26 Feb 2026)