LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,074
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,134
−HK$1,077/mo
Today · 4.125%
HK$36,211
baseline
▲ 0.50% · 4.625%
HK$38,414
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,422/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,907
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,924
−HK$1,031/mo
Today · 4.125%
HK$39,955
baseline
▲ 0.50% · 4.625%
HK$42,061
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,910/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,889
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,161
−HK$1,292/mo
Today · 4.125%
HK$43,453
baseline
▲ 0.50% · 4.625%
HK$46,097
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,906/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,489
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,709
−HK$1,237/mo
Today · 4.125%
HK$47,946
baseline
▲ 0.50% · 4.625%
HK$50,474
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,892/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,704
−HK$2,991/mo
▼ 0.25% · 3.875%
HK$49,188
−HK$1,507/mo
Today · 4.125%
HK$50,695
baseline
▲ 0.50% · 4.625%
HK$53,780
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,390/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,070
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,493
−HK$1,444/mo
Today · 4.125%
HK$55,937
baseline
▲ 0.50% · 4.625%
HK$58,886
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,874/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,334
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,241
−HK$1,939/mo
Today · 4.125%
HK$65,180
baseline
▲ 0.50% · 4.625%
HK$69,146
+HK$3,966/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,360/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,233
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,063
−HK$1,856/mo
Today · 4.125%
HK$71,919
baseline
▲ 0.50% · 4.625%
HK$75,710
+HK$3,791/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,838/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,369 · Scale 2, in force from 26 Feb 2026)