LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,079
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,139
−HK$1,077/mo
Today · 4.125%
HK$36,216
baseline
▲ 0.50% · 4.625%
HK$38,420
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,432/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,912
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,929
−HK$1,032/mo
Today · 4.125%
HK$39,961
baseline
▲ 0.50% · 4.625%
HK$42,067
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,922/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,895
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,167
−HK$1,292/mo
Today · 4.125%
HK$43,459
baseline
▲ 0.50% · 4.625%
HK$46,103
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,918/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,495
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,715
−HK$1,238/mo
Today · 4.125%
HK$47,953
baseline
▲ 0.50% · 4.625%
HK$50,480
+HK$2,527/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,906/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,710
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,194
−HK$1,508/mo
Today · 4.125%
HK$50,702
baseline
▲ 0.50% · 4.625%
HK$53,787
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,404/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,077
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,501
−HK$1,444/mo
Today · 4.125%
HK$55,945
baseline
▲ 0.50% · 4.625%
HK$58,894
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,890/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,342
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,250
−HK$1,939/mo
Today · 4.125%
HK$65,189
baseline
▲ 0.50% · 4.625%
HK$69,155
+HK$3,966/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,378/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,242
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,072
−HK$1,857/mo
Today · 4.125%
HK$71,929
baseline
▲ 0.50% · 4.625%
HK$75,721
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,858/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$560,445 · Scale 2, in force from 26 Feb 2026)