LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,080
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,140
−HK$1,077/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,421
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,913
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,930
−HK$1,032/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,068
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,896
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,168
−HK$1,292/mo
Today · 4.125%
HK$43,460
baseline
▲ 0.50% · 4.625%
HK$46,105
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,920/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,496
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,716
−HK$1,238/mo
Today · 4.125%
HK$47,954
baseline
▲ 0.50% · 4.625%
HK$50,482
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,908/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,712
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,196
−HK$1,508/mo
Today · 4.125%
HK$50,704
baseline
▲ 0.50% · 4.625%
HK$53,789
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,408/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,079
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,502
−HK$1,444/mo
Today · 4.125%
HK$55,946
baseline
▲ 0.50% · 4.625%
HK$58,895
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,892/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,343
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,252
−HK$1,938/mo
Today · 4.125%
HK$65,190
baseline
▲ 0.50% · 4.625%
HK$69,157
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,380/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,244
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,074
−HK$1,857/mo
Today · 4.125%
HK$71,931
baseline
▲ 0.50% · 4.625%
HK$75,723
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,862/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,459 · Scale 2, in force from 26 Feb 2026)