LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,080
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,140
−HK$1,077/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,421
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,914
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,931
−HK$1,031/mo
Today · 4.125%
HK$39,962
baseline
▲ 0.50% · 4.625%
HK$42,069
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,924/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,896
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,168
−HK$1,293/mo
Today · 4.125%
HK$43,461
baseline
▲ 0.50% · 4.625%
HK$46,105
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,922/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,497
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,717
−HK$1,238/mo
Today · 4.125%
HK$47,955
baseline
▲ 0.50% · 4.625%
HK$50,483
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,910/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,712
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,197
−HK$1,507/mo
Today · 4.125%
HK$50,704
baseline
▲ 0.50% · 4.625%
HK$53,790
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,408/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,080
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,503
−HK$1,444/mo
Today · 4.125%
HK$55,947
baseline
▲ 0.50% · 4.625%
HK$58,896
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,894/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,345
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,253
−HK$1,938/mo
Today · 4.125%
HK$65,191
baseline
▲ 0.50% · 4.625%
HK$69,158
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,382/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,245
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,075
−HK$1,857/mo
Today · 4.125%
HK$71,932
baseline
▲ 0.50% · 4.625%
HK$75,724
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,864/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,469 · Scale 2, in force from 26 Feb 2026)