LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,081
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,141
−HK$1,077/mo
Today · 4.125%
HK$36,218
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,436/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,031/mo
Today · 4.125%
HK$39,963
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,926/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,897
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,169
−HK$1,293/mo
Today · 4.125%
HK$43,462
baseline
▲ 0.50% · 4.625%
HK$46,106
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,924/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,498
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,718
−HK$1,238/mo
Today · 4.125%
HK$47,956
baseline
▲ 0.50% · 4.625%
HK$50,484
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,912/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,713
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,198
−HK$1,507/mo
Today · 4.125%
HK$50,705
baseline
▲ 0.50% · 4.625%
HK$53,791
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,410/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,081
−HK$2,867/mo
▼ 0.25% · 3.875%
HK$54,504
−HK$1,444/mo
Today · 4.125%
HK$55,948
baseline
▲ 0.50% · 4.625%
HK$58,898
+HK$2,950/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,896/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,346
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,254
−HK$1,939/mo
Today · 4.125%
HK$65,193
baseline
▲ 0.50% · 4.625%
HK$69,159
+HK$3,966/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,386/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,247
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,077
−HK$1,857/mo
Today · 4.125%
HK$71,934
baseline
▲ 0.50% · 4.625%
HK$75,725
+HK$3,791/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,868/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,480 · Scale 2, in force from 26 Feb 2026)