LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,081
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,142
−HK$1,077/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,422
+HK$2,203/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,032/mo
Today · 4.125%
HK$39,964
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,928/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,898
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,170
−HK$1,292/mo
Today · 4.125%
HK$43,462
baseline
▲ 0.50% · 4.625%
HK$46,107
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,924/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,498
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,719
−HK$1,237/mo
Today · 4.125%
HK$47,956
baseline
▲ 0.50% · 4.625%
HK$50,484
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,912/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,714
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,198
−HK$1,508/mo
Today · 4.125%
HK$50,706
baseline
▲ 0.50% · 4.625%
HK$53,791
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,412/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,081
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,505
−HK$1,444/mo
Today · 4.125%
HK$55,949
baseline
▲ 0.50% · 4.625%
HK$58,898
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,898/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,347
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,255
−HK$1,938/mo
Today · 4.125%
HK$65,193
baseline
▲ 0.50% · 4.625%
HK$69,160
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,386/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,247
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,078
−HK$1,857/mo
Today · 4.125%
HK$71,935
baseline
▲ 0.50% · 4.625%
HK$75,726
+HK$3,791/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,870/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,487 · Scale 2, in force from 26 Feb 2026)