LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,082
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,142
−HK$1,077/mo
Today · 4.125%
HK$36,219
baseline
▲ 0.50% · 4.625%
HK$38,423
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,438/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,915
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,932
−HK$1,032/mo
Today · 4.125%
HK$39,964
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,106/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,928/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,898
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,170
−HK$1,293/mo
Today · 4.125%
HK$43,463
baseline
▲ 0.50% · 4.625%
HK$46,107
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,926/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,499
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,719
−HK$1,238/mo
Today · 4.125%
HK$47,957
baseline
▲ 0.50% · 4.625%
HK$50,485
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,914/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,714
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,198
−HK$1,508/mo
Today · 4.125%
HK$50,706
baseline
▲ 0.50% · 4.625%
HK$53,792
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,412/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,082
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,505
−HK$1,445/mo
Today · 4.125%
HK$55,950
baseline
▲ 0.50% · 4.625%
HK$58,899
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,900/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,347
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,255
−HK$1,939/mo
Today · 4.125%
HK$65,194
baseline
▲ 0.50% · 4.625%
HK$69,161
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,388/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,248
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,078
−HK$1,857/mo
Today · 4.125%
HK$71,935
baseline
▲ 0.50% · 4.625%
HK$75,727
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,870/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,491 · Scale 2, in force from 26 Feb 2026)