LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,082
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,143
−HK$1,077/mo
Today · 4.125%
HK$36,220
baseline
▲ 0.50% · 4.625%
HK$38,424
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,440/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,916
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,933
−HK$1,032/mo
Today · 4.125%
HK$39,965
baseline
▲ 0.50% · 4.625%
HK$42,072
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,930/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,899
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,171
−HK$1,293/mo
Today · 4.125%
HK$43,464
baseline
▲ 0.50% · 4.625%
HK$46,108
+HK$2,644/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,928/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,500
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,720
−HK$1,238/mo
Today · 4.125%
HK$47,958
baseline
▲ 0.50% · 4.625%
HK$50,486
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,916/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,715
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,200
−HK$1,508/mo
Today · 4.125%
HK$50,708
baseline
▲ 0.50% · 4.625%
HK$53,793
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,416/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,083
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,507
−HK$1,444/mo
Today · 4.125%
HK$55,951
baseline
▲ 0.50% · 4.625%
HK$58,900
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,902/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,348
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,257
−HK$1,939/mo
Today · 4.125%
HK$65,196
baseline
▲ 0.50% · 4.625%
HK$69,163
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,392/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,250
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,080
−HK$1,857/mo
Today · 4.125%
HK$71,937
baseline
▲ 0.50% · 4.625%
HK$75,729
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,874/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,505 · Scale 2, in force from 26 Feb 2026)