LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,083
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,144
−HK$1,077/mo
Today · 4.125%
HK$36,221
baseline
▲ 0.50% · 4.625%
HK$38,425
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,442/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,917
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,934
−HK$1,032/mo
Today · 4.125%
HK$39,966
baseline
▲ 0.50% · 4.625%
HK$42,073
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,932/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,900
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,172
−HK$1,293/mo
Today · 4.125%
HK$43,465
baseline
▲ 0.50% · 4.625%
HK$46,110
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,930/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,501
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,721
−HK$1,238/mo
Today · 4.125%
HK$47,959
baseline
▲ 0.50% · 4.625%
HK$50,487
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,918/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,717
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,201
−HK$1,508/mo
Today · 4.125%
HK$50,709
baseline
▲ 0.50% · 4.625%
HK$53,795
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,418/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,084
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,508
−HK$1,444/mo
Today · 4.125%
HK$55,952
baseline
▲ 0.50% · 4.625%
HK$58,902
+HK$2,950/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,904/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,350
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,259
−HK$1,938/mo
Today · 4.125%
HK$65,197
baseline
▲ 0.50% · 4.625%
HK$69,164
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,394/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,251
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,082
−HK$1,857/mo
Today · 4.125%
HK$71,939
baseline
▲ 0.50% · 4.625%
HK$75,731
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,878/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,520 · Scale 2, in force from 26 Feb 2026)