LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,084
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,144
−HK$1,077/mo
Today · 4.125%
HK$36,221
baseline
▲ 0.50% · 4.625%
HK$38,425
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,442/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,918
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,935
−HK$1,031/mo
Today · 4.125%
HK$39,966
baseline
▲ 0.50% · 4.625%
HK$42,073
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,932/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,901
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,173
−HK$1,292/mo
Today · 4.125%
HK$43,465
baseline
▲ 0.50% · 4.625%
HK$46,110
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,930/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,501
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,722
−HK$1,238/mo
Today · 4.125%
HK$47,960
baseline
▲ 0.50% · 4.625%
HK$50,488
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,920/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,717
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,202
−HK$1,508/mo
Today · 4.125%
HK$50,710
baseline
▲ 0.50% · 4.625%
HK$53,795
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,420/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,085
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,509
−HK$1,444/mo
Today · 4.125%
HK$55,953
baseline
▲ 0.50% · 4.625%
HK$58,902
+HK$2,949/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,906/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,351
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,259
−HK$1,939/mo
Today · 4.125%
HK$65,198
baseline
▲ 0.50% · 4.625%
HK$69,165
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,396/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,252
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,083
−HK$1,857/mo
Today · 4.125%
HK$71,940
baseline
▲ 0.50% · 4.625%
HK$75,732
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,880/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,527 · Scale 2, in force from 26 Feb 2026)