LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,085
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,145
−HK$1,077/mo
Today · 4.125%
HK$36,222
baseline
▲ 0.50% · 4.625%
HK$38,426
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,444/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,919
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,936
−HK$1,031/mo
Today · 4.125%
HK$39,967
baseline
▲ 0.50% · 4.625%
HK$42,074
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,934/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,901
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,174
−HK$1,292/mo
Today · 4.125%
HK$43,466
baseline
▲ 0.50% · 4.625%
HK$46,111
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,932/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,502
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,723
−HK$1,238/mo
Today · 4.125%
HK$47,961
baseline
▲ 0.50% · 4.625%
HK$50,489
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,922/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,718
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,203
−HK$1,508/mo
Today · 4.125%
HK$50,711
baseline
▲ 0.50% · 4.625%
HK$53,796
+HK$3,085/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,422/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,086
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,510
−HK$1,444/mo
Today · 4.125%
HK$55,954
baseline
▲ 0.50% · 4.625%
HK$58,904
+HK$2,950/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,908/mo (50% DSR)
Upfront cash ≈ HK$5.04M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,352
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,261
−HK$1,939/mo
Today · 4.125%
HK$65,200
baseline
▲ 0.50% · 4.625%
HK$69,167
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,400/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,254
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,084
−HK$1,857/mo
Today · 4.125%
HK$71,941
baseline
▲ 0.50% · 4.625%
HK$75,733
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,882/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,539 · Scale 2, in force from 26 Feb 2026)