LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,087
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,147
−HK$1,077/mo
Today · 4.125%
HK$36,224
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$2,205/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,448/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,921
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,938
−HK$1,032/mo
Today · 4.125%
HK$39,970
baseline
▲ 0.50% · 4.625%
HK$42,077
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,940/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,904
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,177
−HK$1,292/mo
Today · 4.125%
HK$43,469
baseline
▲ 0.50% · 4.625%
HK$46,114
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,938/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,505
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,726
−HK$1,238/mo
Today · 4.125%
HK$47,964
baseline
▲ 0.50% · 4.625%
HK$50,492
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,928/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,722
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,206
−HK$1,508/mo
Today · 4.125%
HK$50,714
baseline
▲ 0.50% · 4.625%
HK$53,800
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,428/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,090
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,514
−HK$1,444/mo
Today · 4.125%
HK$55,958
baseline
▲ 0.50% · 4.625%
HK$58,908
+HK$2,950/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,916/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,356
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,265
−HK$1,939/mo
Today · 4.125%
HK$65,204
baseline
▲ 0.50% · 4.625%
HK$69,171
+HK$3,967/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,408/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,258
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,089
−HK$1,857/mo
Today · 4.125%
HK$71,946
baseline
▲ 0.50% · 4.625%
HK$75,738
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,892/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,576 · Scale 2, in force from 26 Feb 2026)