LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,087
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$1,077/mo
Today · 4.125%
HK$36,225
baseline
▲ 0.50% · 4.625%
HK$38,429
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,450/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,922
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,939
−HK$1,032/mo
Today · 4.125%
HK$39,971
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,942/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,905
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,177
−HK$1,293/mo
Today · 4.125%
HK$43,470
baseline
▲ 0.50% · 4.625%
HK$46,115
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,940/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,506
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,727
−HK$1,238/mo
Today · 4.125%
HK$47,965
baseline
▲ 0.50% · 4.625%
HK$50,493
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,930/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,722
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,207
−HK$1,508/mo
Today · 4.125%
HK$50,715
baseline
▲ 0.50% · 4.625%
HK$53,801
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,430/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,091
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,515
−HK$1,444/mo
Today · 4.125%
HK$55,959
baseline
▲ 0.50% · 4.625%
HK$58,909
+HK$2,950/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,918/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,357
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,266
−HK$1,939/mo
Today · 4.125%
HK$65,205
baseline
▲ 0.50% · 4.625%
HK$69,173
+HK$3,968/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,410/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,259
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,090
−HK$1,857/mo
Today · 4.125%
HK$71,947
baseline
▲ 0.50% · 4.625%
HK$75,740
+HK$3,793/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,894/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,586 · Scale 2, in force from 26 Feb 2026)