LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,088
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,148
−HK$1,078/mo
Today · 4.125%
HK$36,226
baseline
▲ 0.50% · 4.625%
HK$38,430
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,452/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,923
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,940
−HK$1,031/mo
Today · 4.125%
HK$39,971
baseline
▲ 0.50% · 4.625%
HK$42,078
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,942/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,906
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,178
−HK$1,293/mo
Today · 4.125%
HK$43,471
baseline
▲ 0.50% · 4.625%
HK$46,116
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,942/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,507
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,728
−HK$1,238/mo
Today · 4.125%
HK$47,966
baseline
▲ 0.50% · 4.625%
HK$50,494
+HK$2,528/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,932/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,723
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,208
−HK$1,508/mo
Today · 4.125%
HK$50,716
baseline
▲ 0.50% · 4.625%
HK$53,802
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,432/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,092
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,516
−HK$1,444/mo
Today · 4.125%
HK$55,960
baseline
▲ 0.50% · 4.625%
HK$58,910
+HK$2,950/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,920/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,358
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,267
−HK$1,939/mo
Today · 4.125%
HK$65,206
baseline
▲ 0.50% · 4.625%
HK$69,174
+HK$3,968/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,412/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,261
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,091
−HK$1,858/mo
Today · 4.125%
HK$71,949
baseline
▲ 0.50% · 4.625%
HK$75,741
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,898/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,596 · Scale 2, in force from 26 Feb 2026)