LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,089
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,149
−HK$1,078/mo
Today · 4.125%
HK$36,227
baseline
▲ 0.50% · 4.625%
HK$38,431
+HK$2,204/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$72,454/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,924
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,941
−HK$1,032/mo
Today · 4.125%
HK$39,973
baseline
▲ 0.50% · 4.625%
HK$42,080
+HK$2,107/mo
Deposit HK$7.47M · loan HK$7.47M · min. income ≈ HK$79,946/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,907
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,179
−HK$1,293/mo
Today · 4.125%
HK$43,472
baseline
▲ 0.50% · 4.625%
HK$46,117
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,944/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,508
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,729
−HK$1,238/mo
Today · 4.125%
HK$47,967
baseline
▲ 0.50% · 4.625%
HK$50,496
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,934/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,725
−HK$2,992/mo
▼ 0.25% · 3.875%
HK$49,209
−HK$1,508/mo
Today · 4.125%
HK$50,717
baseline
▲ 0.50% · 4.625%
HK$53,803
+HK$3,086/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$101,434/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,093
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,517
−HK$1,445/mo
Today · 4.125%
HK$55,962
baseline
▲ 0.50% · 4.625%
HK$58,912
+HK$2,950/mo
Deposit HK$4.48M · loan HK$10.46M · min. income ≈ HK$111,924/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,360
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,269
−HK$1,939/mo
Today · 4.125%
HK$65,208
baseline
▲ 0.50% · 4.625%
HK$69,176
+HK$3,968/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$130,416/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,263
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,094
−HK$1,857/mo
Today · 4.125%
HK$71,951
baseline
▲ 0.50% · 4.625%
HK$75,743
+HK$3,792/mo
Deposit HK$1.49M · loan HK$13.45M · min. income ≈ HK$143,902/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,613 · Scale 2, in force from 26 Feb 2026)