LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,090
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$35,150
−HK$1,078/mo
Today · 4.125%
HK$36,228
baseline
▲ 0.50% · 4.625%
HK$38,432
+HK$2,204/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,456/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,925
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,942
−HK$1,032/mo
Today · 4.125%
HK$39,974
baseline
▲ 0.50% · 4.625%
HK$42,081
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,948/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,908
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,180
−HK$1,293/mo
Today · 4.125%
HK$43,473
baseline
▲ 0.50% · 4.625%
HK$46,118
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,946/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,510
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,730
−HK$1,238/mo
Today · 4.125%
HK$47,968
baseline
▲ 0.50% · 4.625%
HK$50,497
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,936/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,726
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,210
−HK$1,509/mo
Today · 4.125%
HK$50,719
baseline
▲ 0.50% · 4.625%
HK$53,805
+HK$3,086/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,438/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,095
−HK$2,868/mo
▼ 0.25% · 3.875%
HK$54,518
−HK$1,445/mo
Today · 4.125%
HK$55,963
baseline
▲ 0.50% · 4.625%
HK$58,913
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,926/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,362
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,270
−HK$1,940/mo
Today · 4.125%
HK$65,210
baseline
▲ 0.50% · 4.625%
HK$69,178
+HK$3,968/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,420/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,264
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,095
−HK$1,857/mo
Today · 4.125%
HK$71,952
baseline
▲ 0.50% · 4.625%
HK$75,745
+HK$3,793/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,904/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,626 · Scale 2, in force from 26 Feb 2026)