LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,091
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,151
−HK$1,077/mo
Today · 4.125%
HK$36,228
baseline
▲ 0.50% · 4.625%
HK$38,433
+HK$2,205/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$72,456/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,925
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$38,942
−HK$1,032/mo
Today · 4.125%
HK$39,974
baseline
▲ 0.50% · 4.625%
HK$42,081
+HK$2,107/mo
Deposit HK$7.48M · loan HK$7.48M · min. income ≈ HK$79,948/mo (50% DSR)
Upfront cash ≈ HK$8.04M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,909
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,181
−HK$1,293/mo
Today · 4.125%
HK$43,474
baseline
▲ 0.50% · 4.625%
HK$46,119
+HK$2,645/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$86,948/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,510
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,731
−HK$1,238/mo
Today · 4.125%
HK$47,969
baseline
▲ 0.50% · 4.625%
HK$50,498
+HK$2,529/mo
Deposit HK$5.98M · loan HK$8.97M · min. income ≈ HK$95,938/mo (50% DSR)
Upfront cash ≈ HK$6.54M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,727
−HK$2,993/mo
▼ 0.25% · 3.875%
HK$49,211
−HK$1,509/mo
Today · 4.125%
HK$50,720
baseline
▲ 0.50% · 4.625%
HK$53,806
+HK$3,086/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$101,440/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,095
−HK$2,869/mo
▼ 0.25% · 3.875%
HK$54,519
−HK$1,445/mo
Today · 4.125%
HK$55,964
baseline
▲ 0.50% · 4.625%
HK$58,914
+HK$2,950/mo
Deposit HK$4.49M · loan HK$10.47M · min. income ≈ HK$111,928/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,363
−HK$3,848/mo
▼ 0.25% · 3.875%
HK$63,272
−HK$1,939/mo
Today · 4.125%
HK$65,211
baseline
▲ 0.50% · 4.625%
HK$69,179
+HK$3,968/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$130,422/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,266
−HK$3,688/mo
▼ 0.25% · 3.875%
HK$70,096
−HK$1,858/mo
Today · 4.125%
HK$71,954
baseline
▲ 0.50% · 4.625%
HK$75,747
+HK$3,793/mo
Deposit HK$1.50M · loan HK$13.46M · min. income ≈ HK$143,908/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$560,637 · Scale 2, in force from 26 Feb 2026)